Group Health
Solutions
Underwriting Key Benefits
Price more accurately
Decrease quote turnaround time
Enable straight-through processing
Group health underwriting is a fiercely competitive business where speed, accuracy, and pricing drive success. The ability to discern risk at a nuanced level makes all the difference.
What if you could identify good risks that others miss, and price them to win, while avoiding bad risks or pricing them so you can maintain a healthy loss ratio? Imagine if you could do this while also dramatically reducing quote turnaround times.
Now you can, with the power of Gradient AI’s SAIL™ Solution for Group Health Underwriting.
Better Risk Assessment. Better Underwriting.
Improve your risk assessment capacities through a combination of machine learning, and our vast SAIL™ dataset, comprised of medical and prescription data, to obtain predictive insights to identify risk with speed and accuracy never before possible.
Our SAIL™ dataset, combined with our modeling expertise, uniquely positions Gradient AI to help you price more accurately, better manage risk, and grow more profitably.
Enhance your underwriting capabilities by gaining a more complete in-depth picture of risk to compete more effectively and win more business while improving loss ratios. Gradient AI’s Group Health Underwriting Suite enables you to:
- Price policies more accurately and aggressively
- Capture more business with streamlined underwriting and faster quote turnaround times
- Better manage risk and reduce loss ratios with deeper insights into group risk
“We are focused on delivering health insurance to drive the delivery of quality healthcare at a lower cost. We recognized the potential for AI to help us realize this goal and provide a better customer experience. Our success has been driven not only by Gradient SAIL’s accurate and deep risk assessments but also the ability to integrate the intelligence we have gained directly into our underwriting processes.”
– David Voorhees, Founder and CEO, True Captive Insurance
“We found that SAIL’s highly accurate risk assessment capabilities combined with its access to prescription and medical data, makes it superior to other solutions in the marketplace. SAIL enables us to turnaround quotes quickly at a competitive price for targeted groups with the confidence that we have a more complete picture of a group’s risk.”
- Bill Ashley, CEO of Allied National
Resources to learn more
- Brochure: SAIL Solution for Medical Underwriting
- Article: PEO 2.0 - The Era of Cognition has Arrived
- Article: What Healthcare Insurers Need to Consider Today
- Article: CCMSI Saves Employers $300 Million in Workers’ Compensation Claims with AI
- White Paper: How AI Can Be Used in Insurance
- Press Release: True Captive Insurance Selects Gradient AI to Provide Deeper Insights, Cost Efficiency for Healthcare Insurance
- Press Release: Allied National Selects Gradient AI to Streamline its Group Health Underwriting Process to Support Strategic Growth
- Press Release: Medical Risk Managers Expands Stop-Loss Insurance to Small Businesses with Gradient AI
- Press Release: Bardon Insurance Bolsters Medical Stop-Loss for Self-Funded Employers with Gradient AI