Group Health Solutions for National and Regional Carriers
Access more data, more quickly than ever before
Price business more accurately
Optimize the underwriting process
Decrease quote turnaround time
Enable straight-through processing
Make informed decisions, faster
Group health underwriting is a fiercely competitive business where speed, accuracy, and pricing drive success. The ability to discern risk at a nuanced level makes all the difference.
What if you could identify good risks that others miss, and price them to win, while avoiding bad risks or pricing them so you can maintain a healthy loss ratio? Imagine if you could do this while also dramatically reducing quote turnaround times.
Now you can, with the power of Gradient AI’s
SAIL™ Solution for Group Health Underwriting.
Better Risk Assessment. Better Underwriting.
SAIL™ for New Business
Improve your risk assessment capacities through a combination of machine learning, and our vast SAIL™ dataset, comprised of medical, prescription, and lab data, to obtain predictive insights to identify risk with speed and accuracy never before possible.
Our SAIL™ dataset, combined with our modeling expertise, uniquely positions Gradient AI to help you price more accurately, better manage risk, and grow more profitably.
Enhance your underwriting capabilities by gaining a more complete in-depth picture of risk to compete more effectively and win more business while improving loss ratios. Gradient AI’s Group Health Underwriting Suite enables you to:
- Price policies more accurately and aggressively
- Capture more business with streamlined underwriting and faster quote turnaround times
- Better manage risk and reduce loss ratios with deeper insights into group risk
“Having the Gradient AI scores, coupled with the information from the prospect or consultant to evaluate the risk, gave us an extra viewpoint to make the proper risk assessment.”
– Mike Harris, VP of Sales for Major Group, Chamber, Association, and Student Health Plans, BlueCross BlueShield of South Carolina
“We found that SAIL’s highly accurate risk assessment capabilities combined with its access to prescription and medical data, makes it superior to other solutions in the marketplace. SAIL enables us to turnaround quotes quickly at a competitive price for targeted groups with the confidence that we have a more complete picture of a group’s risk.”
- Bill Ashley, CEO, Allied National
Resources to learn more
- Blog: Understanding AI’s Impact on Group Health Underwriting: The Carrier Perspective
- Blog: Driving Change Management: Strategies for Successful AI Adoption in Group Health Insurance Underwriting
- White Paper: How AI Addresses 5 Key Challenges in Group Health Underwriting
- White Paper: How AI Can Be Used in Insurance
- Brochure: SAIL Solution for Medical Underwriting
- Webinar: How Carriers Are Leveraging AI to Improve Underwriting
- Video Client Interview: AI Boosts Efficiency in Group Health Underwriting
- Video: AI in Group Health Underwriting
- Article: What Healthcare Insurers Need to Consider Today
- Press Release: Allied National Selects Gradient AI to Streamline its Group Health Underwriting Process to Support Strategic Growth