MGU builds go-to reputation for alternative risk and the broker relationships to match
Evolution Risk Partners leveraged Gradient AI’s SAIL™ predictive analytics solution to confidently underwrite groups that don’t fit traditional models, opening new markets, strengthening broker partnerships, and establishing themselves as the trusted resource for alternative risk.
Key highlights:
- Access where others couldn’t go:
SAIL enabled Evolution Risk Partners to write groups competitors pass on — fully insured employers considering self-funding, level-funded groups, and M&A targets with incomplete or fragmented records - Small group breakthrough:
When traditional underwriting methods couldn’t help, Gradient AI’s risk scores became the primary methodology for onboarding a large block of micro-small group business — groups of four lives or fewer - The wins you can’t put on a balance sheet:
Predictive analytics flagged imminent high-cost claimants before groups were written — avoiding losses that never showed up in a traditional ROI calculation but were, in Jennifer Taylor’s words, “tremendous” - Broker trust, built over four years:
Evolution Risk Partners has become the go-to market for complex, non-traditional opportunities — attracting brokers who have nowhere else to turn and driving a growing pipeline of captives, level-funded products, and alternative arrangements - Decision intelligence, not automation:
SAIL works best as an additional data point — enhancing, not replacing, the judgment of experienced underwriters
